Luna Explores Europe
The One Thing I Always Pack for Every European City Trip
My very first trip with my boyfriend was to Croatia, back in 2022. It was beautiful, adventurous, and a little chaotic - mostly because I forgot one key item. Croatia was in a transition phase - shifting from the Kuna to the Euro, and while many places still accepted cash, I quickly discovered that my regular debit card wasn't always accepted. Even more frustrating? Some online booking wouldn't go through with it either.
That's when I learned a lesson I still live by today: I always pack my credit card.
Why I Didn't Pack It - And Why That Was a Mistake
I already owned a credit card, but I intentionally left it at home. I didn't want to carry too much money or risk losing it. I thought having my debit card on my phone and a bit of cash would be enough. But of course, they didn't accept euros in cash, and my bank card often didn't work - neither at small shops nor online for booking tickets or transport.
Since then, I always pack my credit card. It's small, easy to carry, and surprisingly essential in so many situations across Europe.
Add It to Your Phone - But Don't Leave the Physical Card Behind
These days, you can store everything on your phone. My credit card is in Apple Pay, alongside my regular bank card. But here's the key: I always pack the physical credit card too. Why? Because phones die. Screens crack. Sometimes, terminals can't read digital payments. Having a backup can save your entire travel day.
My card also has a spending limit for extra safety - so even if it every gets lost or stolen, I'm protected.
How It's Changed My Travel Experiences
Since I started carrying a credit card, my trips have become much smoother. In several countries - like Italy, or the Austria - I've run into, for example, shops and ticket machines that only accept credit cards. Not debit, not cash. Just credit.
Then there's online booking. Sites like Booking.com often require a credit card to secure your accommodation. Without one, you risk losing your spot or struggling to confirm your stay. I always pack a credit card now, and I haven't run into a single issue since.